Used car sales of Bury

Welcome to Hero Car Finance

At Hero Car Finance, we partner with a wide panel of finance providers to secure the best deal tailored to your needs, whether it`s Personal Contract Purchase (PCP) or Hire Purchase (HP). We prioritise offering you the most competitive rates, with flexible terms extending up to 60 months or more in some cases. Once your finance is in place, we use our network of trusted platforms to source the perfect vehicle for you. Every car is carefully selected and rigorously inspected by our technicians to ensure it meets our high-quality standards before you take ownership. We're dedicated to finding the right car that fits both your budget and your needs.

Vehicles Sourcing & Car Finance Specialists - it's The Hero Way!

From unbeatable finance deals to sourcing your perfect car!

Your dream ride is just a step away!

Get a Quote
  • No-Obligation Quote
  • No Deposit Options Available
  • No Arrangement or Admin Fees
  • We Can Even Help You Find a New Vehicle

*Our lenders operate using an initial "soft search" which does not impact your credit score however, when you wish to proceed with the finance offered, the lender may carry out a hard search prior to sending you the finance documentation to sign.

Hit the Road in 3 Simple Steps
  • Apply Online – Submit your application with no impact on your credit score*.
  • Get Pre-Approved – Secure financing before you start your vehicle search, so you know your budget.
  • Find Your Vehicle – Find your ideal car, let us assist you with our complimentary personal shopping service or simply choose from 300+ cars that we hold in our Manchester branch.
3 Steps To Your New Car The Hero Way!
1
Quick and easy application
Complete our quick and easy application form to start vour car finance process.
2
We will find the deal for you
Our heroes will search through our panel of lenders to tailor a deal that's perfect for vou.
3
The choice is yours!
Pick a car that ticks every box and drive home happy!
  • Hero Car Finance

    VW e-Golf

    Monthly£160

    Deposit£100

  • Hero Car Finance

    Mercedes A Class

    Monthly£297

    Deposit£1490

  • Hero Car Finance

    Seat Ateca

    Monthly£379

    Deposit£999

Representative Example for Hire Purchase (HP): Cash price £14,456.00, Annual Interest Rate (fixed) 4.64% p.a., with a representative 8.9% APR, total amount of credit £13,011.00, deposit of £1,445.00, an initial payment of £267.16, followed by 58 monthly payments of £267.16 with a final payment of £277.16, total amount payable is £17,484.60

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Finance

Representative Example for Hire Purchase (HP): Cash price £14,456.00, Annual Interest Rate (fixed) 4.64% p.a., with a representative 8.9% APR, total amount of credit £13,011.00, deposit of £1,445.00, an initial payment of £267.16, followed by 58 monthly payments of £267.16 with a final payment of £277.16, total amount payable is £17,484.60

Car Finance FAQs
What is car finance?
Car finance provides you with the opportunity to acquire a new or pre-owned vehicle, distributing the expenses over a specified duration, usually spanning from 2 to 5 years, through a loan arrangement. There are three primary types of car finance options at your disposal, each designed to suit different preferences and financial situations. These include Hire Purchase (HP), which allows you to own the car once the loan is fully paid; Personal Contract Purchase (PCP), offering flexibility with the choice to purchase the vehicle at the end of the term or return it; and Personal Loan, a straightforward lending option to facilitate your car purchase. Explore the car finance rates and car finance deals we offer here at Hero Car Finance to discover the ideal choice for your needs.
Can you help me even if I have Bad Credit?
At Hero Car Finance, we collaborate with a network of the UK's leading car finance companies and lenders, ensuring that our customers are presented with a diverse selection of car finance options. This expansive network empowers us to effectively compare car finance deals, irrespective of your credit history. Whether you're in need of car finance for bad credit or have faced rejection elsewhere, our dedicated team of experts is here to assist you in locating a lender that perfectly aligns with your specific requirements. Curious about the amount you can borrow? Discover your potential car finance rates by using our convenient car finance calculator, available through a quick and hassle-free online application process. We're here to make car finance more accessible and tailored to your needs, right in your local area with "car finance near me" convenience.
Can I purchase my new car from any dealership?
Absolutely! Once you've finished the quick and straightforward online application, you're free to choose your new vehicle from any well-established dealership. Our application process is designed to be completed in under a minute, serving as the initial phase of your car finance journey. Following this, one of our dedicated experts will reach out to you for a personalized discussion regarding your quotation. If you're satisfied with the quote and have received approval, you can then provide us with the specific details of the car you desire, and we'll swiftly secure the deal for you on the very same day. It's all about making your car finance experience as seamless and efficient as possible here at Hero Car Finance.
Do I need a deposit to secure my Car Finance Deal?
Don't worry if you haven't had the opportunity to set aside a deposit. We're pleased to offer options for no deposit car finance deals. Opting for a car finance loan with no deposit means that your monthly repayments may be somewhat elevated, but it's a pathway we can facilitate for you. Moreover, we're here to assist even bad credit customers by approving £0 deposit deals, catering to those who may have encountered challenges in securing finance approval elsewhere. Your dream of getting behind the wheel of a new car is still within reach with our flexible and inclusive car finance solutions we offer at Here Car Finance.